{"id":77033,"date":"2025-12-25T18:24:23","date_gmt":"2025-12-25T09:24:23","guid":{"rendered":"https:\/\/www.41fp.com\/media\/?p=77033"},"modified":"2025-12-25T18:24:23","modified_gmt":"2025-12-25T09:24:23","slug":"40daikarahajimeru-rougosikinnotamekata","status":"publish","type":"post","link":"https:\/\/www.41fp.com\/media\/retirement-fund\/40daikarahajimeru-rougosikinnotamekata\/","title":{"rendered":"40\u4ee3\u304b\u3089\u59cb\u3081\u308b\u8001\u5f8c\u306e\u8cc7\u91d1\u306e\u8caf\u3081\u65b9\uff5c\u5fc5\u8981\u984d\u3068\u52b9\u7387\u7684\u306b\u8caf\u3081\u308b\u65b9\u6cd5\u3092\u89e3\u8aac"},"content":{"rendered":"<p>\u300c\u8001\u5f8c\u8cc7\u91d1\u306e\u6e96\u5099\u3092\u305d\u308d\u305d\u308d\u672c\u6c17\u3067\u59cb\u3081\u306a\u3051\u308c\u3070\u300d\u3068\u611f\u3058\u59cb\u3081\u308b\u306e\u304c40\u4ee3\u3067\u3059\u3002<\/p>\n<p>\u3068\u306f\u8a00\u3048\u300140\u4ee3\u306f\u3001\u6559\u80b2\u8cbb\u3084\u4f4f\u5b85\u30ed\u30fc\u30f3\u3001\u89aa\u306e\u4ecb\u8b77\u306a\u3069\u652f\u51fa\u304c\u5897\u3048\u308b\u50be\u5411\u306b\u3042\u308b\u305f\u3081\u3001\u300c\u3053\u306e\u307e\u307e\u3067\u8001\u5f8c\u306f\u5927\u4e08\u592b\uff1f\u300d\u3068\u3044\u3046\u4e0d\u5b89\u3092\u62b1\u304f\u65b9\u3082\u5c11\u306a\u304f\u3042\u308a\u307e\u305b\u3093\u3002<\/p>\n<p>\u672c\u8a18\u4e8b\u3067\u306f\u300140\u4ee3\u306e\u30ea\u30a2\u30eb\u306a\u8caf\u84c4\u4e8b\u60c5\u306b\u89e6\u308c\u306a\u304c\u3089\u300140\u4ee3\u304b\u3089\u3067\u3082\u5341\u5206\u9593\u306b\u5408\u3046\u8001\u5f8c\u8cc7\u91d1\u306e\u8caf\u3081\u65b9\u30fb\u5897\u3084\u3057\u65b9\u3092\u308f\u304b\u308a\u3084\u3059\u304f\u89e3\u8aac\u3057\u307e\u3059\u3002<\/p>\n<p><span class=\"Apple-converted-space\">\u00a0<\/span>\u5c06\u6765\u3078\u306e\u6f20\u7136\u3068\u3057\u305f\u4e0d\u5b89\u3092\u300c\u5177\u4f53\u7684\u306a\u884c\u52d5\u300d\u306b\u5909\u3048\u308b\u30d2\u30f3\u30c8\u3092\u898b\u3064\u3051\u3066\u3044\u304d\u307e\u3057\u3087\u3046\u3002<\/p>\n<h2>\u3010\u30c7\u30fc\u30bf\u3067\u898b\u308b\u301140\u4ee3\u306e\u30ea\u30a2\u30eb\u306a\u8caf\u84c4\u984d\u3068\u8001\u5f8c\u3078\u306e\u610f\u8b58<\/h2>\n<p>\u307e\u305a\u306f\u300140\u4ee3\u306e\u5e73\u5747\u8caf\u84c4\u984d\u3084\u8001\u5f8c\u306b\u5bfe\u3059\u308b\u8003\u3048\u65b9\u304b\u3089\u78ba\u8a8d\u3057\u3066\u3044\u304d\u307e\u3057\u3087\u3046\u3002<\/p>\n<h3>40\u4ee3\u306e\u91d1\u878d\u8cc7\u7523\u4fdd\u6709\u984d\uff08\u5e73\u5747\u5024\u3068\u4e2d\u592e\u5024\uff09<\/h3>\n<p><b>\u3010\u91d1\u878d\u8cc7\u7523\u4fdd\u6709\u984d\uff08\u5e74\u4ee3\u5225\uff09\u3011<\/b><\/p>\n<table style=\"border-collapse: collapse; width: 100%;\">\n<tbody>\n<tr>\n<td style=\"width: 25%; text-align: center; vertical-align: middle;\">\u5e74\u4ee3<\/td>\n<td style=\"width: 35.7513%; text-align: center; vertical-align: middle;\" valign=\"top\">\u5e73\u5747\u5024<\/td>\n<td style=\"width: 141.54%; text-align: center; vertical-align: middle;\" valign=\"top\">\u4e2d\u592e\u5024<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 25%; text-align: center; vertical-align: middle;\">20\u6b73\u4ee3<\/td>\n<td style=\"width: 35.7513%; text-align: center; vertical-align: middle;\" valign=\"top\">151\u4e07\u5186<\/td>\n<td style=\"width: 141.54%; text-align: center; vertical-align: middle;\" valign=\"top\">10\u4e07\u5186<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 25%; text-align: center; vertical-align: middle;\">30\u6b73\u4ee3<\/td>\n<td style=\"width: 35.7513%; text-align: center; vertical-align: middle;\" valign=\"top\">599\u4e07\u5186<\/td>\n<td style=\"width: 141.54%; text-align: center; vertical-align: middle;\" valign=\"top\">130\u4e07\u5186<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 25%; text-align: center; vertical-align: middle;\"><b>40\u6b73\u4ee3<\/b><\/td>\n<td style=\"width: 35.7513%; text-align: center; vertical-align: middle;\" valign=\"top\"><b>811<\/b><b>\u4e07\u5186<\/b><b><\/b><\/td>\n<td style=\"width: 141.54%; text-align: center; vertical-align: middle;\" valign=\"top\"><b>180<\/b><b>\u4e07\u5186<\/b><b><\/b><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 25%; text-align: center; vertical-align: middle;\">50\u6b73\u4ee3<\/td>\n<td style=\"width: 35.7513%; text-align: center; vertical-align: middle;\" valign=\"top\">1212\u4e07\u5186<\/td>\n<td style=\"width: 141.54%; text-align: center; vertical-align: middle;\" valign=\"top\">200\u4e07\u5186<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 25%; text-align: center; vertical-align: middle;\">60\u6b73\u4ee3<\/td>\n<td style=\"width: 35.7513%; text-align: center; vertical-align: middle;\" valign=\"top\">1862\u4e07\u5186<\/td>\n<td style=\"width: 141.54%; text-align: center; vertical-align: middle;\" valign=\"top\">530\u4e07\u5186<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 25%; text-align: center; vertical-align: middle;\">70\u6b73\u4ee3<\/td>\n<td style=\"width: 35.7513%; text-align: center; vertical-align: middle;\" valign=\"top\">1683\u4e07\u5186<\/td>\n<td style=\"width: 141.54%; text-align: center; vertical-align: middle;\" valign=\"top\">650\u4e07\u5186<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 25%; text-align: center; vertical-align: middle;\">\u5168\u4f53<\/td>\n<td style=\"width: 35.7513%; text-align: center; vertical-align: middle;\" valign=\"top\">1184\u4e07\u5186<\/td>\n<td style=\"width: 141.54%; text-align: center; vertical-align: middle;\" valign=\"top\">230\u4e07\u5186<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\u53c2\u8003\uff1a<a href=\"https:\/\/www.shiruporuto.jp\/public\/document\/container\/yoron\/sosetai\/2023\/23bunruis001.html\">\u91d1\u878d\u5e83\u5831\u4e2d\u592e\u59d4\u54e1\u4f1a\u300c\u4ee4\u548c5\u5e74\u3000\u5bb6\u8a08\u306e\u91d1\u878d\u884c\u52d5\u306b\u95a2\u3059\u308b\u4e16\u8ad6\u8abf\u67fb\uff3b\u7dcf\u4e16\u5e2f\u8abf\u67fb\uff3d\u300d<\/a><\/p>\n<p>\u91d1\u878d\u5e83\u5831\u4e2d\u592e\u59d4\u54e1\u4f1a\u300c\u4ee4\u548c5\u5e74\u3000\u5bb6\u8a08\u306e\u91d1\u878d\u884c\u52d5\u306b\u95a2\u3059\u308b\u4e16\u8ad6\u8abf\u67fb\uff3b\u7dcf\u4e16\u5e2f\u8abf\u67fb\uff3d\u300d\u306b\u3088\u308b\u3068\u300140\u4ee3\u306e\u91d1\u878d\u8cc7\u7523\u306f\u3001<b>\u5e73\u5747\u3067\u304a\u3088\u305d800\u4e07\u301c1,000\u4e07\u5186\u3068\u3055\u308c\u3066\u3044\u307e\u3059\u304c\u3001\u4e2d\u592e\u5024\u306f180\u4e07\u301c200\u4e07\u5186\u307b\u3069<\/b>\u3068\u5927\u304d\u306a\u5dee\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>\u5e73\u5747\u5024\u3068\u306f\u3001\u3059\u3079\u3066\u306e\u4e16\u5e2f\u306e\u8cc7\u7523\u3092\u5408\u8a08\u3057\u3066\u4e16\u5e2f\u6570\u3067\u5272\u3063\u305f\u6570\u5024\u3067\u3001\u4e00\u90e8\u306e\u8cc7\u7523\u304c\u591a\u3044\u4e16\u5e2f\u304c\u3044\u308b\u3068\u5168\u4f53\u306e\u6570\u5024\u304c\u62bc\u3057\u4e0a\u3052\u3089\u308c\u307e\u3059\u3002<\/p>\n<p>\u4e00\u65b9\u3001\u4e2d\u592e\u5024\u306f\u8cc7\u7523\u984d\u3092\u5c11\u306a\u3044\u9806\u306b\u4e26\u3079\u305f\u3068\u304d\u306b\u771f\u3093\u4e2d\u306b\u4f4d\u7f6e\u3059\u308b\u4e16\u5e2f\u306e\u91d1\u984d\u3067\u3001\u3088\u308a\u5b9f\u969b\u306e\u751f\u6d3b\u611f\u306b\u8fd1\u3044\u6570\u5024\u3067\u3059\u3002<\/p>\n<p>\u3053\u306e\u3088\u3046\u306b\u3001<b>\u5e73\u5747\u5024\u3060\u3051\u3092\u898b\u308b\u3068\u5b9f\u614b\u3088\u308a\u3082\u8caf\u84c4\u304c\u591a\u3044\u3088\u3046\u306b\u611f\u3058\u3066\u3057\u307e\u3046<\/b>\u3053\u3068\u304c\u3042\u308b\u305f\u3081\u3001\u6ce8\u610f\u304c\u5fc5\u8981\u3067\u3059\u3002<\/p>\n<p><span style=\"text-decoration: underline;\">\u307e\u305a\u306f\u3001\u81ea\u5206\u306e\u8caf\u84c4\u984d\u304c\u3069\u306e\u4f4d\u7f6e\u306b\u3042\u308b\u306e\u304b\u3092\u5ba2\u89b3\u7684\u306b\u628a\u63e1\u3057\u305f\u3046\u3048\u3067\u3001\u8001\u5f8c\u306b\u3069\u306e\u304f\u3089\u3044\u8cc7\u91d1\u304c\u8db3\u308a\u306a\u304f\u306a\u308a\u305d\u3046\u304b\u3092\u30b7\u30df\u30e5\u30ec\u30fc\u30b7\u30e7\u30f3\u3057\u3066\u304a\u304f\u3068\u3001\u4eca\u5f8c\u306e\u8caf\u84c4\u3084\u6295\u8cc7\u306e\u8a08\u753b\u3092\u7acb\u3066\u3084\u3059\u304f<\/span>\u306a\u308a\u307e\u3059\u3002<\/p>\n<h3>40\u4ee3\u306e\u8001\u5f8c\u8cc7\u91d1\u306e\u6e96\u5099\u72b6\u6cc1<\/h3>\n<p><b>\u301040\u4ee3\u306e\u91d1\u878d\u8cc7\u7523\u4fdd\u6709\u984d\u3011<\/b><\/p>\n<table style=\"border-collapse: collapse; width: 100%;\">\n<tbody>\n<tr>\n<td style=\"width: 62.9757%; text-align: center; vertical-align: middle;\" valign=\"top\">\u91d1\u878d\u8cc7\u7523\u4fdd\u6709\u984d<\/td>\n<td style=\"width: 117.794%; text-align: center; vertical-align: middle;\" valign=\"top\">\u5272\u5408<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 62.9757%; text-align: center; vertical-align: middle;\" valign=\"top\">100\u4e07\u5186\u672a\u6e80<\/td>\n<td style=\"width: 117.794%; text-align: center; vertical-align: middle;\" valign=\"top\">10.0%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 62.9757%; text-align: center; vertical-align: middle;\" valign=\"top\">100\uff5e200\u4e07\u5186\u672a\u6e80<\/td>\n<td style=\"width: 117.794%; text-align: center; vertical-align: middle;\" valign=\"top\">8.1%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 62.9757%; text-align: center; vertical-align: middle;\" valign=\"top\">200\uff5e300\u4e07\u5186\u672a\u6e80<\/td>\n<td style=\"width: 117.794%; text-align: center; vertical-align: middle;\" valign=\"top\">4.7%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 62.9757%; text-align: center; vertical-align: middle;\" valign=\"top\">300\uff5e400\u4e07\u5186\u672a\u6e80<\/td>\n<td style=\"width: 117.794%; text-align: center; vertical-align: middle;\" valign=\"top\">5.2%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 62.9757%; text-align: center; vertical-align: middle;\" valign=\"top\">400\uff5e500\u4e07\u5186\u672a\u6e80<\/td>\n<td style=\"width: 117.794%; text-align: center; vertical-align: middle;\" valign=\"top\">3.5%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 62.9757%; text-align: center; vertical-align: middle;\" valign=\"top\">500\uff5e700\u4e07\u5186\u672a\u6e80<\/td>\n<td style=\"width: 117.794%; text-align: center; vertical-align: middle;\" valign=\"top\">6.8%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 62.9757%; text-align: center; vertical-align: middle;\" valign=\"top\">700\uff5e1000\u4e07\u5186\u672a\u6e80<\/td>\n<td style=\"width: 117.794%; text-align: center; vertical-align: middle;\" valign=\"top\">6.1%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 62.9757%; text-align: center; vertical-align: middle;\" valign=\"top\">1000\uff5e1500\u4e07\u5186\u672a\u6e80<\/td>\n<td style=\"width: 117.794%; text-align: center; vertical-align: middle;\" valign=\"top\">7.1%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 62.9757%; text-align: center; vertical-align: middle;\" valign=\"top\">1500\uff5e2000\u4e07\u5186\u672a\u6e80<\/td>\n<td style=\"width: 117.794%; text-align: center; vertical-align: middle;\" valign=\"top\">3.2%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 62.9757%; text-align: center; vertical-align: middle;\" valign=\"top\">2000\uff5e3000\u4e07\u5186\u672a\u6e80<\/td>\n<td style=\"width: 117.794%; text-align: center; vertical-align: middle;\" valign=\"top\">5.1%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 62.9757%; text-align: center; vertical-align: middle;\" valign=\"top\">3000\u4e07\u5186\u4ee5\u4e0a<\/td>\n<td style=\"width: 117.794%; text-align: center; vertical-align: middle;\" valign=\"top\">6.0%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\u53c2\u8003\uff1a<a href=\"https:\/\/www.jili.or.jp\/files\/research\/chousa\/pdf\/r4\/2022honshi_all.pdf#page=133\">\u751f\u547d\u4fdd\u967a\u6587\u5316\u30bb\u30f3\u30bf\u30fc\u300c2022\uff08\u4ee4\u548c\uff14\uff09\u5e74\u5ea6 \u751f\u6d3b\u4fdd\u969c\u306b\u95a2\u3059\u308b\u8abf\u67fb\u300d<\/a><\/p>\n<p>\u591a\u304f\u306e40\u4ee3\u304c\u516c\u7684\u5e74\u91d1\u4ee5\u5916\u306b\u3001\u8caf\u84c4\u3084\u904b\u7528\u3001\u4fdd\u967a\u52a0\u5165\u306a\u3069\u3067\u4f55\u3089\u304b\u306e\u8001\u5f8c\u8cc7\u91d1\u6e96\u5099\u3092\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u3057\u304b\u3057\u3001\u5b9f\u969b\u306f\u3001\u307b\u3068\u3093\u3069\u306e\u4eba\u304c\u8001\u5f8c\u8cc7\u91d1\u306e\u660e\u78ba\u306a\u76ee\u6a19\u8a2d\u5b9a\u304c\u3067\u304d\u3066\u304a\u3089\u305a\u3001\u6f20\u7136\u3068\u3057\u305f\u6e96\u5099\u306b\u3068\u3069\u307e\u3063\u3066\u3057\u307e\u3063\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u4e00\u65b9\u3067\u3001\u4f1a\u793e\u306b\u3088\u308b\u4f01\u696d\u5e74\u91d1\u5236\u5ea6\u3084\u9000\u8077\u91d1\u5236\u5ea6\u3092\u53d7\u3051\u3089\u308c\u308b\u53ef\u80fd\u6027\u304c\u3042\u308b\u4eba\u3082\u3044\u307e\u3059\u304c\u3001\u305d\u306e\u91d1\u984d\u3060\u3051\u3067\u8001\u5f8c\u8cc7\u91d1\u3092\u5341\u5206\u306b\u30ab\u30d0\u30fc\u3067\u304d\u308b\u3068\u306f\u9650\u308a\u307e\u305b\u3093\u3002<\/p>\n<p>\u305d\u306e\u305f\u3081\u3001\u307e\u305a\u306f\u3001\u8001\u5f8c\u306e\u751f\u6d3b\u8cbb\u3084\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u6b8b\u50b5\u306a\u3069\u3001\u5fc5\u8981\u8cc7\u91d1\u984d\u3092\u660e\u78ba\u306b\u628a\u63e1\u3059\u308b\u5fc5\u8981\u304c\u3042\u308b\u3067\u3057\u3087\u3046\u3002<\/p>\n<p>\u3053\u306e\u3088\u3046\u306b\u300140\u4ee3\u306e\u8001\u5f8c\u8cc7\u91d1\u6e96\u5099\u306f\u3042\u308b\u7a0b\u5ea6\u884c\u308f\u308c\u3066\u3044\u3066\u3082\u3001\u5c06\u6765\u306e\u751f\u6d3b\u3092\u898b\u636e\u3048\u305f\u5bfe\u7b56\u304c\u4e0d\u5341\u5206\u306a\u5834\u5408\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>\u65e9\u3044\u6bb5\u968e\u3067\u6b63\u3057\u3044\u60c5\u5831\u3092\u3064\u304b\u307f\u3001\u5b9f\u73fe\u53ef\u80fd\u306a\u8a08\u753b\u3092\u7acb\u3066\u308b\u3053\u3068\u304c\u5927\u5207\u3067\u3059\u3002<\/p>\n<h4>7\u5272\u7a0b\u5ea6\u306e\u4eba\u304c\u4f55\u3089\u304b\u306e\u5f62\u3067\u8001\u5f8c\u306b\u5411\u3051\u305f\u6e96\u5099\u3092\u3057\u3066\u3044\u308b\u4e00\u65b9\u3067\u30018\u301c9\u5272\u7a0b\u5ea6\u306e\u4eba\u304c\u8001\u5f8c\u751f\u6d3b\u306b\u4e0d\u5b89\u306b\u611f\u3058\u3066\u3044\u308b\u3068\u3044\u3046\u72b6\u6cc1\u3067\u3059\u3002<\/h4>\n<p><b>\u3010\u8001\u5f8c\u4fdd\u969c\u306b\u5bfe\u3059\u308b\u79c1\u7684\u6e96\u5099\u72b6\u6cc1\u3011<\/b><\/p>\n<table style=\"border-collapse: collapse; width: 100%; height: 168px;\">\n<tbody>\n<tr style=\"height: 24px;\">\n<td style=\"width: 33.3333%; height: 24px; text-align: center; vertical-align: middle;\">\u5e74\u4ee3<\/td>\n<td style=\"width: 33.3333%; height: 24px; text-align: center; vertical-align: middle;\">\u7537\u6027<\/td>\n<td style=\"width: 33.3333%; height: 24px; text-align: center; vertical-align: middle;\">\u5973\u6027<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 33.3333%; height: 24px; text-align: center; vertical-align: middle;\">20\u4ee3<\/td>\n<td style=\"width: 33.3333%; height: 24px; text-align: center; vertical-align: middle;\">32.8%<\/td>\n<td style=\"width: 33.3333%; height: 24px; text-align: center; vertical-align: middle;\">39.5%<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 33.3333%; height: 24px; text-align: center; vertical-align: middle;\">30\u4ee3<\/td>\n<td style=\"width: 33.3333%; height: 24px; text-align: center; vertical-align: middle;\">65.1%<\/td>\n<td style=\"width: 33.3333%; height: 24px; text-align: center; vertical-align: middle;\">66.4%<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 33.3333%; height: 24px; text-align: center; vertical-align: middle;\"><b>40\u4ee3<\/b><\/td>\n<td style=\"width: 33.3333%; height: 24px; text-align: center; vertical-align: middle;\"><b>69.9%<\/b><\/td>\n<td style=\"width: 33.3333%; height: 24px; text-align: center; vertical-align: middle;\"><b>66.9%<\/b><\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 33.3333%; height: 24px; text-align: center; vertical-align: middle;\">50\u4ee3<\/td>\n<td style=\"width: 33.3333%; height: 24px; text-align: center; vertical-align: middle;\">73.2%<\/td>\n<td style=\"width: 33.3333%; height: 24px; text-align: center; vertical-align: middle;\">75.4%<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 33.3333%; height: 24px; text-align: center; vertical-align: middle;\">60\u4ee3<\/td>\n<td style=\"width: 33.3333%; height: 24px; text-align: center; vertical-align: middle;\">70.9%<\/td>\n<td style=\"width: 33.3333%; height: 24px; text-align: center; vertical-align: middle;\">77.0%<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 33.3333%; height: 24px; text-align: center; vertical-align: middle;\">70\u4ee3<\/td>\n<td style=\"width: 33.3333%; height: 24px; text-align: center; vertical-align: middle;\">64.4%<\/td>\n<td style=\"width: 33.3333%; height: 24px; text-align: center; vertical-align: middle;\">71.4%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\u53c2\u8003\uff1a<a href=\"https:\/\/www.jili.or.jp\/files\/research\/chousa\/pdf\/r4\/2022honshi_all.pdf#page=133\">\u751f\u547d\u4fdd\u967a\u6587\u5316\u30bb\u30f3\u30bf\u30fc\u300c2022\uff08\u4ee4\u548c\uff14\uff09\u5e74\u5ea6 \u751f\u6d3b\u4fdd\u969c\u306b\u95a2\u3059\u308b\u8abf\u67fb\u300d<\/a><\/p>\n<p>\u751f\u547d\u4fdd\u967a\u6587\u5316\u30bb\u30f3\u30bf\u30fc\u300c2022\uff08\u4ee4\u548c4\uff09\u5e74\u5ea6 \u751f\u6d3b\u4fdd\u969c\u306b\u95a2\u3059\u308b\u8abf\u67fb\u300d\u306b\u3088\u308b\u3068\u300140\u4ee3\u306e\u91d1\u878d\u8cc7\u7523\u306f\u300c100\u4e07\u5186\u672a\u6e80\u300d\u304c10.0\uff05\u3001\u300c100\u301c200\u4e07\u5186\u672a\u6e80\u300d\u304c8.1\uff05\u3001\u300c3,000\u4e07\u5186\u4ee5\u4e0a\u300d\u304c6.0\uff05\u3068\u3001\u8cc7\u7523\u984d\u306b\u5927\u304d\u306a\u5dee\u304c\u3042\u308b\u3053\u3068\u304c\u308f\u304b\u308a\u307e\u3059\u3002<\/p>\n<p>\u307e\u305f\u3001\u591a\u304f\u306e40\u4ee3\u306f\u3001\u516c\u7684\u5e74\u91d1\u3060\u3051\u306b\u983c\u3089\u305a\u3001\u8caf\u84c4\u30fb\u6295\u8cc7\u30fb\u4fdd\u967a\u306a\u3069\u3067\u8001\u5f8c\u3078\u306e\u5099\u3048\u3092\u9032\u3081\u3066\u304a\u308a\u3001\u5b9f\u969b\u3001<span style=\"color: #ff0000;\"><b>\u8001\u5f8c\u8cc7\u91d1\u306e\u6e96\u5099\u3092\u3057\u3066\u3044\u308b\u4eba\u306f\u7537\u6027\u306769.9\uff05\u3001\u5973\u6027\u306766.9\uff05\u3068\u3001\u7d047\u5272<\/b><\/span>\u306b\u306e\u307c\u308a\u307e\u3059\u3002<\/p>\n<p>\u3057\u304b\u3057\u305d\u306e\u4e00\u65b9\u3067\u3001\u540c\u8abf\u67fb\u3088\u308a\u3001<b>\u300c\u8001\u5f8c\u306e\u751f\u6d3b\u306b\u4e0d\u5b89\u3092\u611f\u3058\u3066\u3044\u308b\u300d\u3068\u7b54\u3048\u305f\u4eba\u306f\u7537\u6027\u306788.3\uff05\u3001\u5973\u6027\u3067\u306f93.6\uff05<\/b>\u306b\u9054\u3057\u3066\u304a\u308a\u3001\u307b\u3068\u3093\u3069\u306e\u4eba\u304c\u5c06\u6765\u306b\u4e0d\u5b89\u3092\u62b1\u3048\u3066\u3044\u308b\u3053\u3068\u304c\u5206\u304b\u308a\u307e\u3059\u3002<\/p>\n<p>\u3053\u308c\u306f\u3001\u591a\u304f\u306e\u4eba\u304c\u5099\u3048\u306f\u3057\u3066\u3044\u308b\u3082\u306e\u306e\u3001<span style=\"text-decoration: underline;\">\u300c\u672c\u5f53\u306b\u5341\u5206\u306a\u91d1\u984d\u3092\u8caf\u3081\u3089\u308c\u3066\u3044\u308b\u306e\u304b\u300d\u300c\u3069\u306e\u3088\u3046\u306b\u904b\u7528\u3059\u308c\u3070\u3088\u3044\u306e\u304b\u300d\u3068\u3044\u3063\u305f\u5177\u4f53\u7684\u306a\u76ee\u6a19\u3084\u5224\u65ad\u57fa\u6e96\u3092\u6301\u3066\u3066\u3044\u306a\u3044\u3053\u3068\u304c\u8981\u56e0\u3068\u8003\u3048\u3089\u308c\u307e\u3059\u3002<\/span><\/p>\n<p>\u3053\u306e\u3088\u3046\u306b\u3001<span style=\"text-decoration: underline;\"><b>40\u4ee3\u306e\u591a\u304f\u304c\u4f55\u3089\u304b\u306e\u5f62\u3067\u8001\u5f8c\u306b\u5099\u3048\u306a\u304c\u3089\u3082\u3001\u5c06\u6765\u306b\u5bfe\u3059\u308b\u4e0d\u5b89\u3092\u5b8c\u5168\u306b\u306f\u89e3\u6d88\u3067\u304d\u3066\u3044\u306a\u3044<\/b><\/span>\u306e\u304c\u5b9f\u60c5\u3067\u3059\u3002<\/p>\n<p>\u8001\u5f8c\u306e\u4e0d\u5b89\u3092\u6e1b\u3089\u3059\u305f\u3081\u306b\u306f\u3001\u5fc5\u8981\u306a\u751f\u6d3b\u8cbb\u3084\u7406\u60f3\u306e\u66ae\u3089\u3057\u306b\u304b\u304b\u308b\u91d1\u984d\u3092\u5177\u4f53\u7684\u306b\u6570\u5024\u5316\u3057\u3001\u73fe\u72b6\u3068\u306e\u30ae\u30e3\u30c3\u30d7\u3092\u57cb\u3081\u308b\u305f\u3081\u306e\u73fe\u5b9f\u7684\u306a\u8caf\u84c4\u30fb\u904b\u7528\u30d7\u30e9\u30f3\u3092\u7acb\u3066\u308b\u3053\u3068\u304c\u91cd\u8981\u3067\u3059\u3002<\/p>\n<div class=\"w_b_box w_b_w100 w_b_flex w_b_mla w_b_jc_fe w_b_div\">\n<div class=\"w_b_wrap w_b_wrap_round w_b_R w_b_flex w_b_jc_fe w_b_div\" style=\"\">\n<div class=\"w_b_bal_box w_b_bal_R w_b_relative w_b_direction_R w_b_w100 w_b_mta w_b_flex w_b_col w_b_jc_fe w_b_div\">\n<div class=\"w_b_bal_outer w_b_flex w_b_mp0 w_b_relative w_b_div\" style=\"\">\n<div class=\"w_b_bal_wrap w_b_bal_wrap_R w_b_div\">\n<div class=\"w_b_bal w_b_relative w_b_round w_b_round_R w_b_shadow_R w_b_ta_L w_b_div\" style=\"background:#ffffff;border:solid transparent px;color:#000000;\">\n<div class=\"w_b_quote w_b_div\">\u7d047\u5272\u304c\u8001\u5f8c\u6e96\u5099\u306f\u3057\u3066\u3044\u308b\u3082\u306e\u306e\u30019\u5272\u8fd1\u304f\u304c\u8001\u5f8c\u306b\u4e0d\u5b89\u3092\u611f\u3058\u3066\u3044\u308b\u72b6\u614b\u306a\u3093\u3060\u306d\u3002<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"w_b_space w_b_mp0 w_b_div\"><svg version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" x=\"0px\" y=\"0px\" width=\"1\" height=\"14\" viewBox=\"0 0 1 1\" fill=\"transparent\" stroke=\"transparent\" stroke-miterlimit=\"10\" class=\"w_b_db w_b_mp0\"><polygon fill=\"transparent\" stroke=\"transparent\" points=\"0,1 0,1 0,1 0,1 \"\/><\/svg><\/div>\n<\/div>\n<div class=\"w_b_ava_box w_b_relative w_b_ava_R w_b_mta w_b_col w_b_jc_fe w_b_col w_b_f_n w_b_div\">\n<div class=\"w_b_icon_wrap w_b_relative w_b_div\">\n<div class=\"w_b_ava_wrap w_b_direction_R w_b_mp0 w_b_div\">\n<div class=\"w_b_ava_effect w_b_relative w_b_oh w_b_border_R w_b_radius w_b_size_M w_b_div\" style=\"\">\n<img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.41fp.com\/media\/wp-content\/uploads\/2025\/07\/7215e4c5466b70c766ee8abdbac8893a-2-e1752825942587-300x246.png\" width=\"96\" height=\"96\" alt=\"\u30de\u30cd\u30e2\u3061\u3083\u3093\" class=\"w_b_ava_img w_b_w100 w_b_h100  w_b_mp0 w_b_img\" style=\"\" \/>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"w_b_name w_b_w100 w_b_lh w_b_name_C w_b_ta_C w_b_mp0 w_b_div\">\u30de\u30cd\u30e2\u3061\u3083\u3093<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"w_b_box w_b_w100 w_b_flex w_b_div\">\n<div class=\"w_b_wrap w_b_wrap_round w_b_L w_b_flex w_b_div\" style=\"\">\n<div class=\"w_b_ava_box w_b_relative w_b_ava_L w_b_mta w_b_col w_b_jc_fe w_b_col w_b_f_n w_b_div\">\n<div class=\"w_b_icon_wrap w_b_relative w_b_div\">\n<div class=\"w_b_ava_wrap w_b_direction_L w_b_mp0 w_b_div\">\n<div class=\"w_b_ava_effect w_b_relative w_b_oh w_b_border_L w_b_radius w_b_size_M w_b_div\" style=\"\">\n<img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.41fp.com\/media\/wp-content\/uploads\/2025\/07\/5-e1752134342314.png\" width=\"96\" height=\"96\" alt=\"\u30de\u30cd\u30e2\u5148\u751f\" class=\"w_b_ava_img w_b_w100 w_b_h100  w_b_mp0 w_b_img\" style=\"\" \/>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"w_b_name w_b_w100 w_b_lh w_b_name_C w_b_ta_C w_b_mp0 w_b_div\">\u30de\u30cd\u30e2\u5148\u751f<\/div>\n<\/div>\n<div class=\"w_b_bal_box w_b_bal_L w_b_relative w_b_direction_L w_b_w100 w_b_mta w_b_flex w_b_col w_b_jc_fe w_b_div\">\n<div class=\"w_b_bal_outer w_b_flex w_b_mp0 w_b_relative w_b_div\" style=\"\">\n<div class=\"w_b_bal_wrap w_b_bal_wrap_L w_b_div\">\n<div class=\"w_b_bal w_b_relative w_b_round w_b_round_L w_b_shadow_L w_b_ta_L w_b_div\" style=\"border:solid transparent px;\">\n<div class=\"w_b_quote w_b_div\">40\u4ee3\u306f\u6559\u80b2\u8cbb\u3084\u4f4f\u5b85\u30ed\u30fc\u30f3\u3067\u8caf\u84c4\u304c\u4f38\u3073\u306b\u304f\u304f\u3001\u6e96\u5099\u306f\u3057\u3066\u3044\u3066\u3082\u8db3\u308a\u3066\u3044\u308b\u304b\u5206\u304b\u3089\u306a\u3044\u4e0d\u5b89\u304c\u6b8b\u308a\u3084\u3059\u3044\u5e74\u4ee3\u3067\u3059\u3002<br \/>\n\u5e73\u5747\u984d\u306b\u60d1\u308f\u3055\u308c\u305a\u3001\u5fc5\u8981\u306a\u8001\u5f8c\u8cc7\u91d1\u3092\u5177\u4f53\u7684\u306b\u6570\u5b57\u3067\u628a\u63e1\u3057\u3001\u4eca\u306e\u8caf\u84c4\u3084\u5e74\u91d1\u3001\u9000\u8077\u91d1\u3068\u306e\u5dee\u3092\u57cb\u3081\u308b\u73fe\u5b9f\u7684\u306a\u8a08\u753b\u3092\u7acb\u3066\u308b\u3053\u3068\u304c\u3001\u4e0d\u5b89\u3092\u6e1b\u3089\u3059\u7b2c\u4e00\u6b69\u3067\u3059\uff01<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"w_b_space w_b_mp0 w_b_div\"><svg version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" x=\"0px\" y=\"0px\" width=\"1\" height=\"14\" viewBox=\"0 0 1 1\" fill=\"transparent\" stroke=\"transparent\" stroke-miterlimit=\"10\" class=\"w_b_db w_b_mp0\"><polygon fill=\"transparent\" stroke=\"transparent\" points=\"0,1 0,1 0,1 0,1 \"\/><\/svg><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"textCV__btn c-btnWrapper\"><a class=\"c-btn\" href=\"https:\/\/www.41fp.com\/lp\/manemo\/?mid=2212&amp;pid=manemo02-\" target=\"_blank\" rel=\"noopener\"><span class=\"c-btn__recommend\">\u30ad\u30e3\u30f3\u30da\u30fc\u30f3\u5b9f\u65bd\u4e2d\uff01<\/span>\u8001\u5f8c\u306e\u304a\u91d1\u306b\u3064\u3044\u3066\u76f8\u8ac7\u3059\u308b\uff01(\u7121\u6599)<\/a><\/div>\n<h2>40\u4ee3\u304b\u3089\u3067\u3082\u8001\u5f8c\u8cc7\u91d1\u306e\u6e96\u5099\u304c\u9593\u306b\u5408\u30463\u3064\u306e\u7406\u7531<\/h2>\n<p>\u300c40\u4ee3\u304b\u3089\u3067\u306f\u9045\u3044\u304b\u3082\u2026\u300d\u3068\u601d\u3046\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u304c\u3001\u4eca\u304b\u3089\u3067\u3082\u8001\u5f8c\u8cc7\u91d1\u306e\u6e96\u5099\u306f\u5341\u5206\u306b\u9593\u306b\u5408\u3044\u307e\u3059\u3002<\/p>\n<p>40\u4ee3\u304b\u3089\u3067\u3082\u8cc7\u91d1\u6e96\u5099\u304c\u9593\u306b\u5408\u3046\u7406\u7531\u3092\u898b\u3066\u3044\u304d\u307e\u3057\u3087\u3046\u3002<\/p>\n<div style=\"background: #91D8AC; padding: 5px 10px; color: #ffffff; border-radius: 10px 10px 0 0;\"><strong>40\u4ee3\u304b\u3089\u3067\u3082\u8cc7\u91d1\u6e96\u5099\u304c\u9593\u306b\u5408\u3046\u7406\u7531<\/strong><\/div>\n<div style=\"background: #ffffff; padding: 10px; border: 2px solid #91D8AC; border-radius: 0 0 10px 10px;\">\u30fb20\u301c30\u4ee3\u3088\u308a\u3082\u53ce\u5165\u304c\u591a\u3044<br \/>\n\u30fb20\u5e74\u8fd1\u3044\u904b\u7528\u671f\u9593\u3092\u78ba\u4fdd\u3067\u304d\u308b<br \/>\n\u30fbNISA\u3084iDeCo\u306a\u3069\u306e\u975e\u8ab2\u7a0e\u5236\u5ea6\u304c\u3042\u308b<\/div>\n<p>&nbsp;<\/p>\n<h3>20\u301c30\u4ee3\u3088\u308a\u3082\u53ce\u5165\u304c\u591a\u3044<\/h3>\n<p>40\u4ee3\u306f\u7ba1\u7406\u8077\u3084\u5f79\u8077\u306b\u3064\u304f\u4eba\u3082\u5897\u3048\u300120\u301c30\u4ee3\u3068\u6bd4\u3079\u3066\u53ce\u5165\u304c\u5b89\u5b9a\u3057\u3066\u3044\u308b\u4e16\u4ee3\u3067\u3059\u3002<\/p>\n<p>\u305d\u306e\u305f\u3081\u3001<span style=\"color: #ff0000;\"><b>\u8caf\u91d1\u3084\u6295\u8cc7\u306b\u56de\u305b\u308b\u304a\u91d1\u3092\u78ba\u4fdd\u3057\u3084\u3059\u304f<\/b><\/span>\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>\u4eba\u306b\u3088\u3063\u3066\u306f\u6559\u80b2\u8cbb\u3084\u4f4f\u5b85\u30ed\u30fc\u30f3\u306a\u3069\u306e\u51fa\u8cbb\u306f\u3042\u308a\u307e\u3059\u304c\u3001\u5bb6\u8a08\u3092\u898b\u76f4\u3057\u3066\u7121\u99c4\u3092\u6e1b\u3089\u305b\u3070\u3001\u5c11\u3057\u305a\u3064\u3067\u3082\u8001\u5f8c\u8cc7\u91d1\u3092\u7a4d\u307f\u7acb\u3066\u3066\u3044\u304f\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002<\/p>\n<p>\u307e\u305f\u3001<span style=\"text-decoration: underline;\">\u5c06\u6765\u7684\u306b\u53ce\u5165\u304c\u4e0a\u304c\u308b\u898b\u8fbc\u307f\u304c\u3042\u308b\u306a\u3089\u3001\u305d\u306e\u5206\u3092\u7a4d\u7acb\u984d\u306e\u5897\u984d\u306b\u5145\u3066\u308b<\/span>\u3053\u3068\u3067\u300140\u4ee3\u5f8c\u534a\u304b\u3089\u3067\u3082\u8cc7\u7523\u5f62\u6210\u3092\u52a0\u901f\u3055\u305b\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002<\/p>\n<h3>20\u5e74\u8fd1\u3044\u904b\u7528\u671f\u9593\u3092\u78ba\u4fdd\u3067\u304d\u308b<\/h3>\n<p>\u5b9a\u5e74\u309260\u301c65\u6b73\u3068\u8003\u3048\u308b\u3068\u300140\u4ee3\u304b\u3089\u3067\u3082\u304a\u3088\u305d20\u5e74\u306e\u904b\u7528\u671f\u9593\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>\u3053\u306e\u671f\u9593\u3092\u6709\u52b9\u6d3b\u7528\u3059\u308b\u3053\u3068\u3067\u3001<span style=\"color: #ff0000;\"><b>\u9577\u671f\u904b\u7528\u306b\u3088\u308b\u300c\u8907\u5229\u306e\u52b9\u679c\u300d\u3067\u304a\u91d1\u3092\u52b9\u7387\u7684\u306b\u5897\u3084\u3059<\/b><\/span>\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002<\/p>\n<p>\u77ed\u671f\u9593\u3067\u5927\u304d\u306a\u5229\u76ca\u3092\u72d9\u3046\u3088\u308a\u3082\u3001\u7a4d\u7acb\u6295\u8cc7\u306a\u3069\u3092\u5229\u7528\u3057\u3066\u30b3\u30c4\u30b3\u30c4\u8cc7\u7523\u3092\u5897\u3084\u3059\u65b9\u6cd5\u304c\u5b89\u5fc3\u3067\u3059\u3002<\/p>\n<p><span class=\"Apple-converted-space\">\u00a0<\/span>\u4fa1\u683c\u306e\u5909\u52d5\u306b\u5de6\u53f3\u3055\u308c\u306b\u304f\u304f\u3001<span style=\"text-decoration: underline;\">\u30ea\u30b9\u30af\u3092\u5206\u6563\u3057\u306a\u304c\u3089\u9577\u671f\u7684\u306b\u8cc7\u7523\u3092\u80b2\u3066\u3066\u3044\u304f\u3053\u3068\u304c<\/span>\u3067\u304d\u308b\u3067\u3057\u3087\u3046\u3002<\/p>\n<h3>NISA\u3084iDeCo\u306a\u3069\u306e\u975e\u8ab2\u7a0e\u5236\u5ea6\u304c\u3042\u308b<\/h3>\n<p>\u65e5\u672c\u306b\u306f\u3001\u6295\u8cc7\u306e\u5229\u76ca\u306b\u304b\u304b\u308b\u7a0e\u91d1\u3092\u6e1b\u3089\u305b\u308b\u5236\u5ea6\u3068\u3057\u3066\u300cNISA\u300d\u3084\u300ciDeCo\u300d\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>\u3053\u308c\u3089\u3092\u6d3b\u7528\u3059\u308b\u3053\u3068\u3067\u3001<span style=\"color: #ff0000;\"><b>\u904b\u7528\u76ca\u306b\u7a0e\u91d1\u304c\u304b\u304b\u3089\u305a\u3001\u901a\u5e38\u3088\u308a\u3082\u52b9\u7387\u3088\u304f\u304a\u91d1\u3092\u5897\u3084\u3059<\/b><\/span>\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002<\/p>\n<p>iDeCo\u306f\u639b\u91d1\u304c\u5168\u984d\u6240\u5f97\u63a7\u9664\u306b\u306a\u308b\u305f\u3081\u3001\u7bc0\u7a0e\u52b9\u679c\u304c\u9ad8\u3044\u306e\u304c\u7279\u5fb4\u3067\u3059\u3002<\/p>\n<p>\u4e00\u65b9\u3001\u65b0NISA\u306f\u5e74\u9593\u306e\u975e\u8ab2\u7a0e\u67a0\u304c\u5e83\u304c\u308a\u3001\u3088\u308a\u591a\u304f\u306e\u8cc7\u91d1\u3092\u7a0e\u91d1\u30bc\u30ed\u3067\u904b\u7528\u3067\u304d\u307e\u3059\u3002<\/p>\n<p>\u3053\u308c\u3089\u306e\u5236\u5ea6\u3092\u4f7f\u308f\u305a\u306b\u6295\u8cc7\u3059\u308b\u3068\u3001\u5229\u76ca\u306b\u7d0420\uff05\u306e\u7a0e\u91d1\u304c\u304b\u304b\u308b\u305f\u3081\u3001\u305b\u3063\u304b\u304f\u5229\u76ca\u304c\u6e1b\u3063\u3066\u3057\u307e\u3044\u307e\u3059\u3002<\/p>\n<p>\u8001\u5f8c\u8cc7\u91d1\u3092\u3057\u3063\u304b\u308a\u6e96\u5099\u3059\u308b\u306a\u3089\u3001<span style=\"text-decoration: underline;\">\u307e\u305a\u306fNISA\u3084iDeCo\u3092\u7a4d\u6975\u7684\u306b\u6d3b\u7528\u3059\u308b\u306e\u304c\u304a\u3059\u3059\u3081<\/span>\u3067\u3059\u3002<\/p>\n<h2>\u8001\u5f8c\u8cc7\u91d1\u306f\u3044\u304f\u3089\u5fc5\u8981\uff1f<\/h2>\n<p>\u8001\u5f8c\u306b\u5fc5\u8981\u306a\u8cc7\u91d1\u306f\u3001\u4eba\u306b\u3088\u3063\u3066\u5927\u304d\u304f\u7570\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>\u307e\u305a\u306f\u3001\u4eca\u306e\u8cc7\u7523\u3068\u5c06\u6765\u306e\u652f\u51fa\u30fb\u53ce\u5165\u3092\u6574\u7406\u3057\u3001 \u5927\u307e\u304b\u306a\u6570\u5b57\u3067\u3082\u69cb\u3044\u307e\u305b\u3093\u306e\u3067\u300c\u8001\u5f8c\u307e\u3067\u306b\u3042\u3068\u3069\u306e\u304f\u3089\u3044\u5fc5\u8981\u306a\u306e\u304b\u300d\u3092\u8a66\u7b97\u3057\u3066\u307f\u307e\u3057\u3087\u3046\u3002<\/p>\n<div style=\"background: #FFFFEA; border: 2px dashed #000000; border-radius: 5px; box-shadow: 0 0 0 10px #FFFFEA; padding: 10px;\"><b>\u8001\u5f8c\u8cc7\u91d1\u306e\u8a66\u7b97\u624b\u9806<\/b><br \/>\n\u30fbSTEP1\uff1a\u73fe\u5728\u306e\u8cc7\u7523\uff08\u9810\u8caf\u91d1\u30fb\u4fdd\u967a\u30fb\u4e0d\u52d5\u7523\uff09\u3092\u5168\u3066\u6d17\u3044\u51fa\u3059<br \/>\n\u30fbSTEP2\uff1a\u8001\u5f8c\u306e\u652f\u51fa\u3092\u60f3\u5b9a\u3059\u308b<br \/>\n\u30fbSTEP3\uff1a\u8001\u5f8c\u306e\u53ce\u5165\u3092\u628a\u63e1\u3059\u308b<br \/>\n\u30fbSTEP4\uff1a\u4e0d\u8db3\u984d\u3092\u8a08\u7b97\u3057\u3066\u76ee\u6a19\u984d\u3092\u8a2d\u5b9a\u3059\u308b<\/div>\n<p>&nbsp;<\/p>\n<h3>STEP1\uff1a\u73fe\u5728\u306e\u8cc7\u7523\uff08\u9810\u8caf\u91d1\u30fb\u4fdd\u967a\u30fb\u4e0d\u52d5\u7523\uff09\u3092\u5168\u3066\u6d17\u3044\u51fa\u3059<\/h3>\n<p>\u307e\u305a\u306f<b>\u300c\u81ea\u5206\u304c\u4eca\u3044\u304f\u3089\u6301\u3063\u3066\u3044\u308b\u306e\u304b\u300d\u3092\u6b63\u78ba\u306b\u628a\u63e1\u3059\u308b<\/b>\u3053\u3068\u304b\u3089\u59cb\u3081\u307e\u3057\u3087\u3046\u3002<\/p>\n<p>\u9810\u8caf\u91d1\u3060\u3051\u3067\u306a\u304f\u3001\u6295\u8cc7\u4fe1\u8a17\u3001\u682a\u5f0f\u3001\u4fdd\u967a\u306e\u7a4d\u7acb\u91d1\u3001\u4f4f\u5b85\u3084\u571f\u5730\u3068\u3044\u3063\u305f\u4e0d\u52d5\u7523\u306a\u3069\u3001\u3059\u3079\u3066\u3092\u30ea\u30b9\u30c8\u5316\u3057\u307e\u3059\u3002<\/p>\n<p>\u5bb6\u8a08\u7c3f\u30a2\u30d7\u30ea\u3084\u30a8\u30af\u30bb\u30eb\u3092\u4f7f\u3046\u3068\u3001\u9805\u76ee\u3054\u3068\u306b\u6574\u7406\u3057\u3084\u3059\u304f\u3001\u8cc7\u7523\u306e\u5168\u4f53\u50cf\u3092\u628a\u63e1\u3057\u3084\u3059\u304f\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>\u4eca\u3042\u308b\u8cc7\u7523\u3092\u660e\u78ba\u306b\u3059\u308b\u3053\u3068\u3067\u3001\u300c\u3042\u3068\u3069\u306e\u304f\u3089\u3044\u8caf\u3081\u308c\u3070\u3044\u3044\u306e\u304b\u300d\u300c\u4e0d\u8981\u306a\u652f\u51fa\u306f\u3069\u3053\u306b\u3042\u308b\u306e\u304b\u300d\u304c\u898b\u3048\u3066\u304d\u307e\u3059\u3002<\/p>\n<p><span style=\"text-decoration: underline;\">\u3053\u306e\u4f5c\u696d\u3092\u901a\u3057\u3066\u3001\u7121\u99c4\u306a\u56fa\u5b9a\u8cbb\u3084\u898b\u76f4\u3059\u3079\u304d\u4fdd\u967a\u6599\u306b\u6c17\u3065\u304f\u3053\u3068\u3082\u3042\u308a\u3001\u5bb6\u8a08\u6539\u5584\u306e\u304d\u3063\u304b\u3051\u306b\u3082\u306a\u308a\u307e\u3059\u3002<\/span><\/p>\n<h3>STEP2\uff1a\u8001\u5f8c\u306e\u652f\u51fa\u3092\u60f3\u5b9a\u3059\u308b<\/h3>\n<p>\u8001\u5f8c\u306e\u751f\u6d3b\u3067\u306f\u3001\u98df\u8cbb\u3084\u5149\u71b1\u8cbb\u3068\u3044\u3063\u305f\u65e5\u5e38\u751f\u6d3b\u8cbb\u306b\u52a0\u3048\u3066\u3001\u533b\u7642\u8cbb\u3084\u4ecb\u8b77\u8cbb\u306a\u3069\u3001\u73fe\u5f79\u6642\u4ee3\u3088\u308a\u3082\u652f\u51fa\u304c\u5897\u3048\u308b\u53ef\u80fd\u6027\u306e\u3042\u308b\u9805\u76ee\u3082\u8003\u616e\u3059\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>\u751f\u547d\u4fdd\u967a\u6587\u5316\u30bb\u30f3\u30bf\u30fc\u306e\u8abf\u67fb\u306b\u3088\u308b\u3068\u3001\u592b\u5a662\u4eba\u3067\u8001\u5f8c\u3092\u904e\u3054\u3059\u305f\u3081\u306b\u5fc5\u8981\u306a<b>\u6700\u4f4e\u65e5\u5e38\u751f\u6d3b\u8cbb\u306f\u670823.2\u4e07\u5186\u3001\u3086\u3068\u308a\u3042\u308b\u751f\u6d3b\u3092\u9001\u308b\u305f\u3081\u306b\u306f\u670837.9\u4e07\u5186\u304c\u76ee\u5b89<\/b>\u3068\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u3053\u306e\u91d1\u984d\u3092\u53c2\u8003\u306b\u3057\u306a\u304c\u3089\u3001\u300c\u3069\u3093\u306a\u66ae\u3089\u3057\u3092\u3057\u305f\u3044\u304b\u300d\u300c\u8da3\u5473\u3084\u65c5\u884c\u306b\u3069\u306e\u304f\u3089\u3044\u4f7f\u3044\u305f\u3044\u304b\u300d\u3092\u5177\u4f53\u7684\u306b\u30a4\u30e1\u30fc\u30b8\u3057\u3066\u307f\u307e\u3057\u3087\u3046\u3002<\/p>\n<p>\u8001\u5f8c\u306e1\u304b\u6708\u3042\u305f\u308a\u3001\u3042\u308b\u3044\u306f\u5e74\u9593\u306b\u5fc5\u8981\u306a\u652f\u51fa\u3092\u8a66\u7b97\u3059\u308b\u3053\u3068\u3067\u3001\u76ee\u6a19\u3068\u3059\u3079\u304d\u91d1\u984d\u304c\u3088\u308a\u660e\u78ba\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n<p><span style=\"text-decoration: underline;\">\u5c06\u6765\u306e\u7269\u4fa1\u4e0a\u6607\uff08\u30a4\u30f3\u30d5\u30ec\uff09\u3082\u898b\u636e\u3048\u3066\u3001\u5c11\u3057\u4f59\u88d5\u3092\u3082\u305f\u305b\u305f\u8a08\u753b\u3092\u7acb\u3066\u308b\u3053\u3068\u304c\u5927\u5207\u3067\u3059\u3002<\/span><\/p>\n<p>\u53c2\u8003\uff1a<a href=\"https:\/\/www.jili.or.jp\/files\/research\/chousa\/pdf\/r4\/2022honshi_all.pdf#page=118\">\u751f\u547d\u4fdd\u967a\u6587\u5316\u30bb\u30f3\u30bf\u30fc\u300c2022\uff08\u4ee4\u548c\uff14\uff09\u5e74\u5ea6 \u751f\u6d3b\u4fdd\u969c\u306b\u95a2\u3059\u308b\u8abf\u67fb\u300d<\/a><\/p>\n<h3>STEP3\uff1a\u8001\u5f8c\u306e\u53ce\u5165\u3092\u628a\u63e1\u3059\u308b<\/h3>\n<p>\u8001\u5f8c\u306e\u751f\u6d3b\u8a2d\u8a08\u3092\u8003\u3048\u308b\u3046\u3048\u3067\u3001\u307e\u305a\u628a\u63e1\u3057\u3066\u304a\u304d\u305f\u3044\u306e\u304c\u300c\u3069\u306e\u304f\u3089\u3044\u306e\u53ce\u5165\u304c\u898b\u8fbc\u3081\u308b\u304b\u300d\u3067\u3059\u3002<\/p>\n<p>\u4e3b\u306a\u53ce\u5165\u6e90\u3068\u306a\u308b\u516c\u7684\u5e74\u91d1\u306f\u3001\u4eba\u306b\u3088\u3063\u3066\u53d7\u7d66\u984d\u304c\u7570\u306a\u308a\u307e\u3059\u304c\u3001\u539a\u751f\u52b4\u50cd\u7701\u306e\u300c\u4ee4\u548c5\u5e74\u5ea6\u539a\u751f\u5e74\u91d1\u4fdd\u967a\u30fb\u56fd\u6c11\u5e74\u91d1\u4e8b\u696d\u306e\u6982\u6cc1\u300d\u306b\u3088\u308b\u3068\u3001<b>\u56fd\u6c11\u5e74\u91d1\u306e\u5e73\u5747\u53d7\u7d66\u984d\u306f\u670857,700\u5186\u3001\u539a\u751f\u5e74\u91d1\u306e\u5e73\u5747\u53d7\u7d66\u984d\u306f\u6708147,360\u5186<\/b>\u3068\u306a\u3063\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u5b9f\u969b\u306e\u53d7\u53d6\u984d\u306f\u3001\u52a0\u5165\u671f\u9593\u3084\u53ce\u5165\u72b6\u6cc1\u3001\u50cd\u304d\u65b9\uff08\u4f1a\u793e\u54e1\u30fb\u81ea\u55b6\u696d\u306a\u3069\uff09\u306b\u3088\u3063\u3066\u5909\u52d5\u3059\u308b\u305f\u3081\u3001<span style=\"text-decoration: underline;\">\u300c\u306d\u3093\u304d\u3093\u30cd\u30c3\u30c8\u300d\u3084\u6bce\u5e74\u5c4a\u304f\u5e74\u91d1\u5b9a\u671f\u4fbf\u3092\u5229\u7528<\/span>\u3057\u3066\u3001\u81ea\u5206\u306e\u5c06\u6765\u306e\u53d7\u7d66\u898b\u8fbc\u307f\u984d\u3092\u78ba\u8a8d\u3057\u3066\u304a\u304d\u307e\u3057\u3087\u3046\u3002<\/p>\n<p>\u307e\u305f\u3001\u4f01\u696d\u5e74\u91d1\u3084\u9000\u8077\u91d1\u5236\u5ea6\u304c\u3042\u308b\u5834\u5408\u306f\u3001\u305d\u306e\u652f\u7d66\u984d\u3084\u53d7\u53d6\u6642\u671f\u3082\u4e8b\u524d\u306b\u628a\u63e1\u3057\u3066\u304a\u304f\u3053\u3068\u304c\u5927\u5207\u3067\u3059\u3002<\/p>\n<p>\u3053\u308c\u3089\u304c\u306a\u3044\u5834\u5408\u306f\u3001\u516c\u7684\u5e74\u91d1\u3060\u3051\u306b\u983c\u308b\u3053\u3068\u306b\u306a\u308b\u305f\u3081\u3001\u8caf\u84c4\u3084\u6295\u8cc7\u306b\u3088\u308b\u8cc7\u7523\u5f62\u6210\u306e\u91cd\u8981\u5ea6\u304c\u4e00\u5c64\u9ad8\u307e\u308a\u307e\u3059\u3002<\/p>\n<p><span style=\"text-decoration: underline;\">\u4eca\u5f8c\u3001\u5e74\u91d1\u5236\u5ea6\u306e\u6539\u6b63\u306a\u3069\u3067\u652f\u7d66\u984d\u304c\u5909\u308f\u308b\u53ef\u80fd\u6027\u3082\u3042\u308b\u305f\u3081\u3001\u5c06\u6765\u3092\u904e\u5ea6\u306b\u697d\u89b3\u8996\u305b\u305a\u3001\u300c\u78ba\u5b9f\u306b\u8db3\u308a\u308b\u91d1\u984d\u300d\u3092\u76ee\u5b89\u306b\u5805\u5b9f\u306a\u53ce\u652f\u8a08\u753b\u3092\u7acb\u3066\u3066\u304a\u304f\u3068\u5b89\u5fc3\u3067\u3059\u3002<\/span><\/p>\n<p>\u53c2\u8003\uff1a<a href=\"https:\/\/www.mhlw.go.jp\/content\/001359541.pdf\">\u4ee4\u548c\uff15\u5e74\u5ea6\u3000\u539a\u751f\u5e74\u91d1\u4fdd\u967a\u30fb\u56fd\u6c11\u5e74\u91d1\u4e8b\u696d\u306e\u6982\u6cc1<\/a><\/p>\n<h3>STEP4\uff1a\u4e0d\u8db3\u984d\u3092\u8a08\u7b97\u3057\u3066\u76ee\u6a19\u984d\u3092\u8a2d\u5b9a\u3059\u308b<\/h3>\n<p>\u8001\u5f8c\u306b\u5fc5\u8981\u306a\u751f\u6d3b\u8cbb\u304c\u308f\u304b\u3063\u305f\u3089\u3001\u6b21\u306f\u516c\u7684\u5e74\u91d1\u3084\u4f01\u696d\u5e74\u91d1\u306a\u3069\u306e\u898b\u8fbc\u307f\u53ce\u5165\u3092\u5dee\u3057\u5f15\u304d\u3001\u4e0d\u8db3\u3059\u308b\u91d1\u984d\u3092\u660e\u78ba\u306b\u3057\u307e\u3057\u3087\u3046\u3002<\/p>\n<p>\u3053\u308c\u304c\u3001<b>\u8001\u5f8c\u307e\u3067\u306b\u81ea\u52a9\u52aa\u529b\u3067\u6e96\u5099\u3059\u3079\u304d\u8cc7\u91d1\u306e\u76ee\u5b89<\/b>\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>\u305f\u3068\u3048\u3070\u3001\u6bce\u6708\u306e\u751f\u6d3b\u8cbb\u304c25\u4e07\u5186\u3067\u3001\u5e74\u91d1\u53ce\u5165\u304c20\u4e07\u5186\u3060\u3068\u3059\u308b\u3068\u3001\u67085\u4e07\u5186\u304c\u4e0d\u8db3\u3057\u307e\u3059\u3002\u5e74\u9593\u3067\u306f60\u4e07\u5186\u300120\u5e74\u9593\u3067\u306f\u304a\u3088\u305d1,200\u4e07\u5186\u304c\u5fc5\u8981\u3068\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>\u3055\u3089\u306b\u3001\u533b\u7642\u8cbb\u3084\u4f4f\u5b85\u30ea\u30d5\u30a9\u30fc\u30e0\u8cbb\u7528\u3001\u4ecb\u8b77\u8cbb\u7528\u306a\u3069\u3001\u5c06\u6765\u7684\u306b\u767a\u751f\u3059\u308b\u53ef\u80fd\u6027\u306e\u3042\u308b\u652f\u51fa\u3082\u8003\u616e\u306b\u5165\u308c\u308b\u3068\u3001\u3088\u308a\u73fe\u5b9f\u7684\u306a\u76ee\u6a19\u984d\u3092\u7acb\u3066\u3089\u308c\u307e\u3059\u3002<\/p>\n<p>\u4e0d\u8db3\u984d\u3092\u628a\u63e1\u3067\u304d\u305f\u3089\u3001\u305d\u306e\u5dee\u3092\u3069\u3046\u57cb\u3081\u308b\u304b\u304c\u6b21\u306e\u8ab2\u984c\u3068\u306a\u308a\u307e\u3059\u3002<\/p>\n<p><span style=\"text-decoration: underline;\">\u6bce\u6708\u306e\u7a4d\u7acb\u984d\u3092\u8a2d\u5b9a\u3057\u305f\u308a\u3001iDeCo\u3084NISA\u306a\u3069\u306e\u5236\u5ea6\u3092\u6d3b\u7528\u3057\u3066\u904b\u7528\u76ca\u3092\u5897\u3084\u3057\u305f\u308a\u3068\u3001\u5177\u4f53\u7684\u306a\u884c\u52d5\u8a08\u753b\u3092\u7acb\u3066\u3066\u5b9f\u8df5\u3057\u3066\u3044\u304f\u3053\u3068\u304c\u3001\u8001\u5f8c\u8cc7\u91d1\u3065\u304f\u308a\u306e\u7b2c\u4e00\u6b69\u306b\u306a\u308a\u307e\u3059\u3002<\/span><\/p>\n<div class=\"w_b_box w_b_w100 w_b_flex w_b_mla w_b_jc_fe w_b_div\">\n<div class=\"w_b_wrap w_b_wrap_round w_b_R w_b_flex w_b_jc_fe w_b_div\" style=\"\">\n<div class=\"w_b_bal_box w_b_bal_R w_b_relative w_b_direction_R w_b_w100 w_b_mta w_b_flex w_b_col w_b_jc_fe w_b_div\">\n<div class=\"w_b_bal_outer w_b_flex w_b_mp0 w_b_relative w_b_div\" style=\"\">\n<div class=\"w_b_bal_wrap w_b_bal_wrap_R w_b_div\">\n<div class=\"w_b_bal w_b_relative w_b_round w_b_round_R w_b_shadow_R w_b_ta_L w_b_div\" style=\"background:#ffffff;border:solid transparent px;color:#000000;\">\n<div class=\"w_b_quote w_b_div\">\u8001\u5f8c\u8cc7\u91d1\u306f\u3001\u8a66\u7b97\u3057\u3066\u4e0d\u8db3\u984d\u3092\u628a\u63e1\u3059\u308b\u3060\u3051\u3067\u306f\u4e0d\u5341\u5206\u3067\u3001\u305d\u306e\u5dee\u3092\u3069\u3046\u57cb\u3081\u308b\u304b\u304c\u672c\u5f53\u306e\u30b9\u30bf\u30fc\u30c8\u3060\u306d\uff01<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"w_b_space w_b_mp0 w_b_div\"><svg version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" x=\"0px\" y=\"0px\" width=\"1\" height=\"14\" viewBox=\"0 0 1 1\" fill=\"transparent\" stroke=\"transparent\" stroke-miterlimit=\"10\" class=\"w_b_db w_b_mp0\"><polygon fill=\"transparent\" stroke=\"transparent\" points=\"0,1 0,1 0,1 0,1 \"\/><\/svg><\/div>\n<\/div>\n<div class=\"w_b_ava_box w_b_relative w_b_ava_R w_b_mta w_b_col w_b_jc_fe w_b_col w_b_f_n w_b_div\">\n<div class=\"w_b_icon_wrap w_b_relative w_b_div\">\n<div class=\"w_b_ava_wrap w_b_direction_R w_b_mp0 w_b_div\">\n<div class=\"w_b_ava_effect w_b_relative w_b_oh w_b_border_R w_b_radius w_b_size_M w_b_div\" style=\"\">\n<img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.41fp.com\/media\/wp-content\/uploads\/2025\/12\/3b01b43b264b38328ecbe31c3f470f7f-1.png\" width=\"96\" height=\"96\" alt=\"\u30de\u30cd\u30e2\u3061\u3083\u3093\" class=\"w_b_ava_img w_b_w100 w_b_h100  w_b_mp0 w_b_img\" style=\"\" \/>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"w_b_name w_b_w100 w_b_lh w_b_name_C w_b_ta_C w_b_mp0 w_b_div\">\u30de\u30cd\u30e2\u3061\u3083\u3093<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"w_b_box w_b_w100 w_b_flex w_b_div\">\n<div class=\"w_b_wrap w_b_wrap_round w_b_L w_b_flex w_b_div\" style=\"\">\n<div class=\"w_b_ava_box w_b_relative w_b_ava_L w_b_mta w_b_col w_b_jc_fe w_b_col w_b_f_n w_b_div\">\n<div class=\"w_b_icon_wrap w_b_relative w_b_div\">\n<div class=\"w_b_ava_wrap w_b_direction_L w_b_mp0 w_b_div\">\n<div class=\"w_b_ava_effect w_b_relative w_b_oh w_b_border_L w_b_radius w_b_size_M w_b_div\" style=\"\">\n<img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.41fp.com\/media\/wp-content\/uploads\/2025\/07\/5-e1752134342314.png\" width=\"96\" height=\"96\" alt=\"\u30de\u30cd\u30e2\u5148\u751f\" class=\"w_b_ava_img w_b_w100 w_b_h100  w_b_mp0 w_b_img\" style=\"\" \/>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"w_b_name w_b_w100 w_b_lh w_b_name_C w_b_ta_C w_b_mp0 w_b_div\">\u30de\u30cd\u30e2\u5148\u751f<\/div>\n<\/div>\n<div class=\"w_b_bal_box w_b_bal_L w_b_relative w_b_direction_L w_b_w100 w_b_mta w_b_flex w_b_col w_b_jc_fe w_b_div\">\n<div class=\"w_b_bal_outer w_b_flex w_b_mp0 w_b_relative w_b_div\" style=\"\">\n<div class=\"w_b_bal_wrap w_b_bal_wrap_L w_b_div\">\n<div class=\"w_b_bal w_b_relative w_b_round w_b_round_L w_b_shadow_L w_b_ta_L w_b_div\" style=\"background:#ffffff;border:solid transparent px;color:#000000;\">\n<div class=\"w_b_quote w_b_div\">\u8caf\u84c4\u3084\u6295\u8cc7\u3060\u3051\u3067\u306a\u304f\u3001\u4fdd\u967a\u3092\u4f7f\u3063\u3066\u30ea\u30b9\u30af\u306b\u5099\u3048\u308b\u65b9\u6cd5\u3082\u542b\u3081\u3066\u8003\u3048\u308b\u3053\u3068\u3067\u3001\u3088\u308a\u5b89\u5b9a\u3057\u305f\u8001\u5f8c\u8a2d\u8a08\u304c\u3067\u304d\u307e\u3059\u3002<br \/>\n\u81ea\u5206\u306b\u5408\u3063\u305f\u5099\u3048\u65b9\u304c\u5206\u304b\u3089\u306a\u3044\u5834\u5408\u306f\u3001\u8001\u5f8c\u8cc7\u91d1\u3084\u4fdd\u967a\u3092\u307e\u3068\u3081\u3066\u76f8\u8ac7\u3067\u304d\u308b\u5c02\u9580\u5bb6\u306b\u4e00\u5ea6\u76f8\u8ac7\u3057\u3066\u307f\u308b\u3068\u3001\u73fe\u5b9f\u7684\u306a\u9078\u629e\u80a2\u304c\u6574\u7406\u3067\u304d\u307e\u3059\uff01<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"w_b_space w_b_mp0 w_b_div\"><svg version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" x=\"0px\" y=\"0px\" width=\"1\" height=\"14\" viewBox=\"0 0 1 1\" fill=\"transparent\" stroke=\"transparent\" stroke-miterlimit=\"10\" class=\"w_b_db w_b_mp0\"><polygon fill=\"transparent\" stroke=\"transparent\" points=\"0,1 0,1 0,1 0,1 \"\/><\/svg><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"textCV__btn c-btnWrapper\"><a class=\"c-btn\" href=\"https:\/\/www.41fp.com\/lp\/manemo\/?mid=2212&amp;pid=manemo02-\" target=\"_blank\" rel=\"noopener\"><span class=\"c-btn__recommend\">\u30ad\u30e3\u30f3\u30da\u30fc\u30f3\u5b9f\u65bd\u4e2d\uff01<\/span>\u8001\u5f8c\u306e\u304a\u91d1\u306b\u3064\u3044\u3066\u76f8\u8ac7\u3059\u308b\uff01(\u7121\u6599)<\/a><\/div>\n<h2>40\u4ee3\u304b\u3089\u59cb\u3081\u308b\u8001\u5f8c\u8cc7\u91d1\u30b7\u30df\u30e5\u30ec\u30fc\u30b7\u30e7\u30f3<\/h2>\n<p>40\u4ee3\u304b\u3089\u8001\u5f8c\u8cc7\u91d1\u3092\u6e96\u5099\u3059\u308b\u5834\u5408\u3001\u6bce\u6708\u3069\u306e\u304f\u3089\u3044\u7a4d\u307f\u7acb\u3066\u308c\u3070\u3001\u3069\u308c\u307b\u3069\u306e\u8cc7\u7523\u3092\u7bc9\u3051\u308b\u306e\u304b\u3092\u5177\u4f53\u7684\u306b\u30a4\u30e1\u30fc\u30b8\u3059\u308b\u3053\u3068\u304c\u5927\u5207\u3067\u3059\u3002<\/p>\n<p>\u7a4d\u7acb\u30b7\u30df\u30e5\u30ec\u30fc\u30b7\u30e7\u30f3\u3067\u306f\u3001\u300c\u6bce\u6708\u306e\u7a4d\u7acb\u984d\u300d\u300c\u904b\u7528\u671f\u9593\u300d\u300c\u60f3\u5b9a\u5229\u56de\u308a\u300d\u3092\u5909\u3048\u308b\u3060\u3051\u3067\u3001\u7d50\u679c\u304c\u5927\u304d\u304f\u7570\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>\u4e00\u822c\u7684\u306b\u306f\u5e743\u301c5\uff05\u7a0b\u5ea6\u306e\u904b\u7528\u5229\u56de\u308a\u3092\u60f3\u5b9a\u3059\u308b\u30b1\u30fc\u30b9\u304c\u591a\u3044\u3067\u3059\u304c\u3001\u7d4c\u6e08\u72b6\u6cc1\u306b\u3088\u3063\u3066\u5909\u52d5\u3059\u308b\u305f\u3081\u3001<span style=\"color: #ff0000;\"><b>\u8907\u6570\u30d1\u30bf\u30fc\u30f3\u3092\u60f3\u5b9a\u3057\u3066\u304a\u304f\u3068\u5b89\u5fc3<\/b><\/span>\u3067\u3059\u3002<\/p>\n<p>\u8907\u5229\u306e\u529b\u3092\u6d3b\u304b\u305b\u3070\u3001\u5c11\u984d\u306e\u7a4d\u7acb\u3067\u3082\u9577\u671f\u7684\u306b\u5927\u304d\u306a\u6210\u679c\u3092\u5f97\u3089\u308c\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>\u9006\u306b\u3001\u7a4d\u7acb\u984d\u3092\u5897\u3084\u305b\u3070\u3001\u3088\u308a\u65e9\u304f\u76ee\u6a19\u91d1\u984d\u306b\u8fd1\u3065\u3051\u308b\u3067\u3057\u3087\u3046\u3002<\/p>\n<p><span style=\"text-decoration: underline;\"><b>\u5927\u5207\u306a\u306e\u306f\u300c\u5b8c\u74a7\u306a\u30bf\u30a4\u30df\u30f3\u30b0\u3092\u5f85\u305f\u306a\u3044\u300d\u3053\u3068<\/b><\/span>\u3067\u3059\u3002<\/p>\n<p>40\u4ee3\u304b\u3089\u3067\u3082\u9045\u304f\u306f\u3042\u308a\u307e\u305b\u3093\u3002\u5c11\u984d\u304b\u3089\u3067\u3082\u59cb\u3081\u308b\u3053\u3068\u304c\u3001\u5c06\u6765\u306e\u5b89\u5fc3\u306b\u3064\u306a\u304c\u308a\u307e\u3059\u3002<\/p>\n<h3>\u6bce\u67083\u4e07\u5186\u3092\u7a4d\u307f\u7acb\u3066\u305f\u5834\u5408\u306e\u30b7\u30df\u30e5\u30ec\u30fc\u30b7\u30e7\u30f3<\/h3>\n<p>\u305f\u3068\u3048\u3070\u3001\u6bce\u67083\u4e07\u5186\u3092\u5e74\u52293\uff05\u306720\u5e74\u9593\u7a4d\u307f\u7acb\u3066\u305f\u3068\u3057\u307e\u3059\u3002<\/p>\n<p>\u3053\u306e\u5834\u5408\u3001<span style=\"color: #ff0000;\"><b>\u304a\u3088\u305d1,000\u4e07\u5186\u524d\u5f8c\u306e\u8cc7\u7523\u306b\u306a\u308b\u898b\u8fbc\u307f<\/b><\/span>\u3067\u3059\u3002\uff08\u203b\u8907\u5229\u8a08\u7b97\u306b\u3088\u308b\u6982\u7b97\uff09<\/p>\n<p>3\u4e07\u5186\u3067\u3042\u308c\u3070\u3001\u5bb6\u8a08\u3092\u5927\u304d\u304f\u5727\u8feb\u305b\u305a\u306b\u59cb\u3081\u3089\u308c\u308b\u4eba\u3082\u591a\u3044\u3067\u3057\u3087\u3046\u3002<\/p>\n<p>\u5916\u98df\u3084\u30b5\u30d6\u30b9\u30af\u306a\u3069\u306e\u56fa\u5b9a\u8cbb\u3092\u5c11\u3057\u898b\u76f4\u3059\u3060\u3051\u3067\u3082\u3001\u5341\u5206\u306b\u637b\u51fa\u3067\u304d\u308b\u91d1\u984d\u3067\u3059\u3002<\/p>\n<p>\u307e\u305f\u3001\u5c06\u6765\u7684\u306b\u53ce\u5165\u304c\u5897\u3048\u305f\u308a\u652f\u51fa\u304c\u6e1b\u3063\u305f\u308a\u3057\u305f\u5834\u5408\u306b\u306f\u3001\u7a4d\u7acb\u984d\u3092\u5897\u3084\u3059\u3053\u3068\u3067\u3001\u3088\u308a\u5927\u304d\u306a\u8cc7\u7523\u5f62\u6210\u3092\u76ee\u6307\u3059\u3053\u3068\u3082\u53ef\u80fd\u3067\u3059\u3002<\/p>\n<p>\u95a2\u9023\u8a18\u4e8b<br \/>\n<a href=\"https:\/\/www.41fp.com\/media\/lifestyle\/subscribe\/\">\u30b5\u30d6\u30b9\u30af\u3067\u7121\u99c4\u9063\u3044\u3057\u3066\u3044\u306a\u3044\uff1f\u898b\u76f4\u3059\u3079\u304d3\u3064\u306e\u9805\u76ee<\/a><\/p>\n<h3>\u6bce\u67085\u4e07\u5186\u3092\u7a4d\u307f\u7acb\u3066\u305f\u5834\u5408\u306e\u30b7\u30df\u30e5\u30ec\u30fc\u30b7\u30e7\u30f3<\/h3>\n<p>\u3055\u3089\u306b\u3001\u6bce\u67085\u4e07\u5186\u3092\u5e74\u52293\u301c5\uff05\u306720\u5e74\u9593\u7a4d\u307f\u7acb\u3066\u308b\u3068\u3001<span style=\"color: #ff0000;\"><b>\u7d041,700\u4e07\u301c2,000\u4e07\u5186\u4ee5\u4e0a<\/b><\/span>\u3092\u76ee\u6307\u3059\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002<\/p>\n<p>\u3053\u308c\u306f\u3001<span style=\"color: #ff0000;\"><b>\u8001\u5f8c\u751f\u6d3b\u306b\u304a\u3051\u308b\u300c\u5b89\u5fc3\u30e9\u30a4\u30f3\u300d\u306b\u8fd1\u3044\u91d1\u984d<\/b><\/span>\u3068\u8a00\u3048\u308b\u3067\u3057\u3087\u3046\u3002<\/p>\n<p>5\u4e07\u5186\u306e\u7a4d\u7acb\u306f\u3084\u3084\u8ca0\u62c5\u306b\u611f\u3058\u308b\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u304c\u3001\u9ad8\u984d\u306a\u4fdd\u967a\u6599\u3084\u4e0d\u8981\u306a\u56fa\u5b9a\u8cbb\u3092\u898b\u76f4\u3059\u3053\u3068\u3067\u5b9f\u73fe\u3067\u304d\u308b\u30b1\u30fc\u30b9\u3082\u591a\u304f\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>\u3053\u306e\u3088\u3046\u306b\u5b9f\u969b\u306e\u6570\u5b57\u3067\u8a66\u7b97\u3057\u3066\u307f\u308b\u3053\u3068\u3067\u3001\u8001\u5f8c\u306e\u8cc7\u91d1\u8a08\u753b\u304c\u3050\u3063\u3068\u73fe\u5b9f\u7684\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>\u81ea\u5206\u306e\u5bb6\u8a08\u306b\u5408\u3063\u305f\u91d1\u984d\u3092\u6c7a\u3081\u3066\u3001\u7121\u7406\u306a\u304f\u7d9a\u3051\u3089\u308c\u308b\u7a4d\u7acb\u3092\u59cb\u3081\u307e\u3057\u3087\u3046\u3002<\/p>\n<h2>\u3010\u30d7\u30ed\u304c\u53b3\u9078\uff01\u301140\u4ee3\u304b\u3089\u306e\u8001\u5f8c\u8cc7\u91d1\u306e\u8caf\u3081\u65b93\u9078<\/h2>\n<p>40\u4ee3\u304b\u3089\u8001\u5f8c\u8cc7\u91d1\u3092\u8caf\u3081\u308b\u306a\u3089\u3001\u300c\u624b\u9593\u3092\u304b\u3051\u305a\u3001\u78ba\u5b9f\u306b\u7d9a\u3051\u3089\u308c\u308b\u65b9\u6cd5\u300d\u3092\u9078\u3076\u3053\u3068\u304c\u5927\u5207\u3067\u3059\u3002<\/p>\n<p>\u3053\u3053\u3067\u306f\u300140\u4ee3\u304b\u3089\u3067\u3082\u52b9\u7387\u826f\u304f\u8caf\u3081\u3089\u308c\u308b\u8001\u5f8c\u8cc7\u91d1\u306e\u6e96\u5099\u65b9\u6cd5\u30923\u3064\u3054\u7d39\u4ecb\u3057\u307e\u3059\u3002<\/p>\n<div style=\"background: #FFFFEA; border: 2px dashed #91D8AC; border-radius: 5px; box-shadow: 0 0 0 10px #FFFFEA; padding: 10px;\"><b>40\u4ee3\u304b\u3089\u3067\u3082\u52b9\u7387\u826f\u304f\u8caf\u3081\u3089\u308c\u308b\u8001\u5f8c\u8cc7\u91d1\u306e\u6e96\u5099\u65b9\u6cd5<\/b><br \/>\n\u30fbiDeCo\uff08\u500b\u4eba\u578b\u78ba\u5b9a\u62e0\u51fa\u5e74\u91d1\uff09\u3067\u7a0e\u5236\u512a\u9047\u3092\u30d5\u30eb\u6d3b\u7528\uff01<br \/>\n\u30fb\u65b0NISA\uff08\u3064\u307f\u305f\u3066\u6295\u8cc7\u67a0\uff09\u3067\u30b3\u30c4\u30b3\u30c4\u904b\u7528\u3059\u308b<br \/>\n\u30fb\u500b\u4eba\u5e74\u91d1\u4fdd\u967a\u3067\u5f37\u5236\u7684\u306b\u8caf\u3081\u308b<\/div>\n<p>&nbsp;<\/p>\n<h3>iDeCo\uff08\u500b\u4eba\u578b\u78ba\u5b9a\u62e0\u51fa\u5e74\u91d1\uff09\u3067\u7a0e\u5236\u512a\u9047\u3092\u30d5\u30eb\u6d3b\u7528\uff01<\/h3>\n<p>iDeCo\u306f\u3001\u81ea\u5206\u3067\u8001\u5f8c\u8cc7\u91d1\u3092\u7a4d\u307f\u7acb\u3066\u3066\u904b\u7528\u3059\u308b\u5236\u5ea6\u3067\u3059\u3002<\/p>\n<p>\u6700\u5927\u306e\u30e1\u30ea\u30c3\u30c8\u306f\u3001<span style=\"color: #ff0000;\"><b>\u639b\u91d1\u306e\u5168\u984d\u304c\u6240\u5f97\u63a7\u9664\u306e\u5bfe\u8c61<\/b><\/span>\u306b\u306a\u308b\u3053\u3068\u3067\u3001\u305d\u306e\u5206\u3001\u6240\u5f97\u7a0e\u3084\u4f4f\u6c11\u7a0e\u304c\u8efd\u304f\u306a\u308a\u3001\u7bc0\u7a0e\u3057\u306a\u304c\u3089\u8cc7\u7523\u3092\u5897\u3084\u305b\u307e\u3059\u3002<\/p>\n<p>\u307e\u305f\u3001<span style=\"color: #ff0000;\"><b>\u904b\u7528\u3067\u5f97\u305f\u5229\u76ca\u3082\u975e\u8ab2\u7a0e<\/b><\/span>\u306b\u306a\u308b\u305f\u3081\u3001\u9577\u671f\u7684\u306b\u7d9a\u3051\u308b\u307b\u3069\u52b9\u679c\u304c\u5927\u304d\u304f\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>\u305f\u3060\u3057\u3001<span style=\"text-decoration: underline;\">\u539f\u524760\u6b73\u307e\u3067\u306f\u5f15\u304d\u51fa\u305b\u306a\u3044<\/span>\u305f\u3081\u3001\u300c\u8001\u5f8c\u8cc7\u91d1\u5c02\u7528\u300d\u3068\u3057\u3066\u5229\u7528\u3059\u308b\u306e\u304c\u539f\u5247\u3067\u3059\u3002<\/p>\n<p>\u904b\u7528\u5546\u54c1\u306f\u6295\u8cc7\u4fe1\u8a17\u3084\u5b9a\u671f\u9810\u91d1\u306a\u3069\u304b\u3089\u9078\u3079\u307e\u3059\u304c\u3001<span style=\"text-decoration: underline;\">\u624b\u6570\u6599\u304c\u5b89\u304f\u3001\u5206\u6563\u6295\u8cc7\u306b\u5f37\u3044\u30a4\u30f3\u30c7\u30c3\u30af\u30b9\u30d5\u30a1\u30f3\u30c9\u3092\u9078\u3076\u3068\u52b9\u7387\u7684\u3067\u3059\u3002<\/span><\/p>\n<p>iDeCo\u306b\u3064\u3044\u3066\u306f\u3001\u3053\u3061\u3089\u306e\u8a18\u4e8b\u3067\u89e3\u8aac\u3092\u3057\u3066\u3044\u307e\u3059\u3002<br \/>\n<a href=\"https:\/\/www.41fp.com\/media\/ideco-nisa\/ideko-yaranaihougaii\/\">iDeCo\uff08\u30a4\u30c7\u30b3\uff09\u306f\u3084\u3089\u306a\u3044\u307b\u3046\u304c\u3044\u3044\uff1f7\u3064\u306e\u7406\u7531\u3084\u5411\u3044\u3066\u3044\u308b\u4eba\u306e\u7279\u5fb4\u3092\u89e3\u8aac<\/a><\/p>\n<h3>\u65b0NISA\uff08\u3064\u307f\u305f\u3066\u6295\u8cc7\u67a0\uff09\u3067\u30b3\u30c4\u30b3\u30c4\u904b\u7528\u3059\u308b<\/h3>\n<p>NISA\u306f\u3001\u5c11\u984d\u304b\u3089\u3067\u3082\u59cb\u3081\u3089\u308c\u308b\u9577\u671f\u6295\u8cc7\u306e\u5236\u5ea6\u3067\u3059\u3002<\/p>\n<p>2024\u5e74\u304b\u3089\u306f\u300c\u65b0NISA\u300d\u306b\u5236\u5ea6\u304c\u6539\u6b63\u3055\u308c\u3001\u975e\u8ab2\u7a0e\u67a0\u304c\u62e1\u5927\u3057\u3001\u975e\u8ab2\u7a0e\u4fdd\u6709\u671f\u9593\u304c\u7121\u671f\u9650\u3055\u308c\u308b\u306a\u3069\u3001\u8001\u5f8c\u306b\u5411\u3051\u3066\u3088\u308a<span style=\"color: #ff0000;\"><b>\u591a\u304f\u306e\u8cc7\u91d1\u3092\u9577\u671f\u9593\u975e\u8ab2\u7a0e\u3067\u904b\u7528<\/b><\/span>\u3067\u304d\u308b\u3088\u3046\u306b\u306a\u308a\u307e\u3057\u305f\u3002<\/p>\n<p>\u5bfe\u8c61\u3068\u306a\u308b\u6295\u8cc7\u4fe1\u8a17\u306f\u3001<span style=\"color: #ff0000;\"><b>\u91d1\u878d\u5e81\u304c\u57fa\u6e96\u3092\u8a2d\u3051\u3066\u9078\u3093\u3060\u5546\u54c1<\/b><\/span>\u306a\u306e\u3067\u3001\u521d\u5fc3\u8005\u3067\u3082\u5b89\u5fc3\u3057\u3066\u59cb\u3081\u3089\u308c\u307e\u3059\u3002<\/p>\n<p>\u7279\u306b\u3064\u307f\u305f\u3066\u6295\u8cc7\u67a0\u3067\u306e\u904b\u7528\u306f\u3001\u30b3\u30c4\u30b3\u30c4\u6295\u8cc7\u306b\u53d6\u308a\u7d44\u3080\u3053\u3068\u304c\u3067\u304d\u3001<span style=\"text-decoration: underline;\">\u76f8\u5834\u306e\u4e0a\u4e0b\u306b\u5de6\u53f3\u3055\u308c\u306b\u3044\u7279\u5fb4\u304c\u3042\u308b\u305f\u3081\u3001\u300c\u6642\u9593\u3092\u5473\u65b9\u306b\u3064\u3051\u305f\u6295\u8cc7\u300d\u304c\u3067\u304d\u308b\u306e\u3082\u9b45\u529b\u3067\u3059\u3002<\/span><\/p>\n<p>NISA\u306b\u3064\u3044\u3066\u306f\u3001\u3053\u3061\u3089\u306e\u8a18\u4e8b\u3067\u89e3\u8aac\u3092\u3057\u3066\u3044\u307e\u3059\u3002<br \/>\n<a href=\"https:\/\/www.41fp.com\/media\/ideco-nisa\/nisa-imakara\/\">NISA\u3092\u4eca\u304b\u3089\u59cb\u3081\u308b\u306e\u306f\u9045\u3044\uff1f2026\u5e74\u304b\u3089\u3067\u3082\u9593\u306b\u5408\u3046\u7406\u7531\u3084\u5e74\u4ee3\u5225\u306e\u59cb\u3081\u65b9\u3092\u89e3\u8aac<\/a><\/p>\n<h3>\u500b\u4eba\u5e74\u91d1\u4fdd\u967a\u3067\u5f37\u5236\u7684\u306b\u8caf\u3081\u308b<\/h3>\n<p>\u500b\u4eba\u5e74\u91d1\u4fdd\u967a\u306f\u3001\u6bce\u6708\u6c7a\u307e\u3063\u305f\u91d1\u984d\u3092\u652f\u6255\u3044\u3001\u5c06\u6765\u5e74\u91d1\u3068\u3057\u3066\u53d7\u3051\u53d6\u308c\u308b\u4ed5\u7d44\u307f\u3067\u3059\u3002<\/p>\n<p>\u81ea\u52d5\u7684\u306b\u7a4d\u307f\u7acb\u3066\u3089\u308c\u308b\u305f\u3081\u3001<span style=\"color: #ff0000;\"><b>\u300c\u6c17\u3065\u3044\u305f\u3089\u8caf\u307e\u3063\u3066\u3044\u305f\u300d\u3068\u3044\u3046\u611f\u899a\u3067\u7d9a\u3051\u3084\u3059\u3044<\/b><\/span>\u306e\u304c\u7279\u5fb4\u3067\u3059\u3002<\/p>\n<p>\u307e\u305f\u3001<span style=\"color: #ff0000;\"><b>\u751f\u547d\u4fdd\u967a\u6599\u63a7\u9664\u306e\u5bfe\u8c61<\/b><\/span>\u3068\u306a\u308a\u3001\u78ba\u5b9a\u7533\u544a\u3084\u5e74\u672b\u8abf\u6574\u3067\u7a0e\u91d1\u306e\u8efd\u6e1b\u3092\u53d7\u3051\u3089\u308c\u308b\u30b1\u30fc\u30b9\u3082\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>\u305f\u3060\u3057\u3001<b>\u9014\u4e2d\u3067\u89e3\u7d04\u3059\u308b\u3068\u8fd4\u623b\u91d1\u304c\u5c11\u306a\u304f\u306a\u308b\u5834\u5408\u304c\u3042\u308b<\/b>\u305f\u3081\u3001\u5951\u7d04\u671f\u9593\u3084\u624b\u6570\u6599\u3092\u78ba\u8a8d\u3057\u3066\u304b\u3089\u59cb\u3081\u308b\u3053\u3068\u304c\u5927\u5207\u3067\u3059\u3002<\/p>\n<p><span style=\"text-decoration: underline;\">\u8caf\u91d1\u304c\u82e6\u624b\u306a\u4eba\u3084\u3001\u30ea\u30b9\u30af\u3092\u6291\u3048\u3066\u78ba\u5b9f\u306b\u8caf\u3081\u305f\u3044\u4eba\u306b\u5411\u3044\u3066\u3044\u308b\u65b9\u6cd5\u3067\u3059\u3002<\/span><\/p>\n<p>\u500b\u4eba\u5e74\u91d1\u4fdd\u967a\u306b\u3064\u3044\u3066\u306f\u3001\u3053\u3061\u3089\u306e\u8a18\u4e8b\u3067\u89e3\u8aac\u3092\u3057\u3066\u3044\u307e\u3059\u3002<br \/>\n<a href=\"https:\/\/www.41fp.com\/media\/personal-annuity-insuarance\/40dai-osusume\/\">40\u4ee3\u306b\u500b\u4eba\u5e74\u91d1\u4fdd\u967a\u306f\u304a\u3059\u3059\u3081\uff1f\u81ea\u5206\u306b\u3042\u3046\u5546\u54c1\u306e\u9078\u3073\u65b9\u3084\u52a0\u5165\u3059\u308b\u30e1\u30ea\u30c3\u30c8\u3092\u89e3\u8aac<\/a><\/p>\n<h2>40\u4ee3\u304c\u8001\u5f8c\u8cc7\u91d1\u3092\u8caf\u3081\u308b\u4e0a\u3067\u6ce8\u610f\u3059\u3079\u304d\u30dd\u30a4\u30f3\u30c8<\/h2>\n<p>\u8001\u5f8c\u8cc7\u91d1\u3065\u304f\u308a\u3067\u306f\u3001\u300c\u78ba\u5b9f\u306b\u8caf\u3081\u308b\u3053\u3068\u300d\u3068\u300c\u30ea\u30b9\u30af\u3092\u6291\u3048\u308b\u3053\u3068\u300d\u306e\u4e21\u7acb\u304c\u5927\u5207\u3067\u3059\u3002<\/p>\n<p>\u7279\u306b40\u4ee3\u306f\u3001\u307e\u3060\u8cc7\u7523\u3092\u5897\u3084\u305b\u308b\u6642\u9593\u306f\u3042\u308b\u3082\u306e\u306e\u300120\u4ee3\u30fb30\u4ee3\u3068\u6bd4\u3079\u3066\u640d\u5931\u3092\u53d6\u308a\u623b\u3059\u6642\u9593\u304c\u77ed\u304f\u306a\u308b\u305f\u3081\u3001\u7121\u7406\u306a\u6295\u8cc7\u3084\u904e\u5ea6\u306a\u30ea\u30b9\u30af\u306f\u907f\u3051\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>\u307e\u305f\u3001\u3082\u3057\u30ed\u30fc\u30f3\u3084\u501f\u5165\u304c\u6b8b\u3063\u3066\u3044\u308b\u5834\u5408\u306f\u3001\u307e\u305a\u8fd4\u6e08\u3092\u512a\u5148\u3059\u308b\u3053\u3068\u3082\u91cd\u8981\u3067\u3059\u3002<\/p>\n<p>\u501f\u5165\u91d1\u306e\u5229\u606f\u304c\u9ad8\u3044\u5834\u5408\u3001\u904b\u7528\u3067\u5f97\u3089\u308c\u308b\u5229\u76ca\u3088\u308a\u3082\u8ca0\u62c5\u304c\u5927\u304d\u304f\u306a\u308b\u3053\u3068\u304c\u3042\u308b\u305f\u3081\u3067\u3059\u3002<\/p>\n<p>\u7126\u3063\u3066\u4e00\u6c17\u306b\u6295\u8cc7\u984d\u3092\u5897\u3084\u3057\u305f\u308a\u3001\u300c\u77ed\u671f\u9593\u3067\u5897\u3084\u305d\u3046\u300d\u3068\u8003\u3048\u308b\u306e\u306f\u5371\u967a\u3067\u3059\u3002<\/p>\n<p>40\u4ee3\u304b\u3089\u306f\u3001\u9577\u671f\u30fb\u5206\u6563\u30fb\u7a4d\u7acb\u3092\u610f\u8b58\u3057\u3001\u5805\u5b9f\u306b\u8cc7\u7523\u3092\u80b2\u3066\u3066\u3044\u304d\u307e\u3057\u3087\u3046\u3002<\/p>\n<div style=\"background: #FFFFEA; border: 2px dashed #FFBF7F; border-radius: 5px; box-shadow: 0 0 0 10px #FFFFEA; padding: 10px;\"><b>40\u4ee3\u304c\u8001\u5f8c\u8cc7\u91d1\u3092\u8caf\u3081\u308b\u4e0a\u3067\u6ce8\u610f\u3059\u3079\u304d\u30dd\u30a4\u30f3\u30c8<\/b><br \/>\n\u30fb\u501f\u5165\u304c\u3042\u308b\u5834\u5408\u306f\u8fd4\u6e08\u3092\u512a\u5148\u3059\u308b<br \/>\n\u30fb\u7126\u3063\u3066\u30cf\u30a4\u30ea\u30b9\u30af\u306a\u91d1\u878d\u5546\u54c1\u306b\u624b\u3092\u51fa\u3055\u306a\u3044<br \/>\n\u30fb\u77ed\u671f\u30fb\u4e00\u62ec\u30fb\u96c6\u4e2d\u6295\u8cc7\u3092\u907f\u3051\u308b<\/div>\n<p>&nbsp;<\/p>\n<h3><b>\u501f\u5165\u304c\u3042\u308b\u5834\u5408\u306f\u8fd4\u6e08\u3092\u512a\u5148\u3059\u308b<\/b><\/h3>\n<p>\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\u3084\u30ea\u30dc\u6255\u3044\u306a\u3069\u306e\u9ad8\u91d1\u5229\u306e\u501f\u5165\u304c\u3042\u308b\u5834\u5408\u306f\u3001<span style=\"color: #ff0000;\"><b>\u6295\u8cc7\u3088\u308a\u3082\u307e\u305a\u8fd4\u6e08\u3092\u512a\u5148\u3059\u308b\u306e\u304c\u9244\u5247<\/b><\/span>\u3067\u3059\u3002<\/p>\n<p>\u4f8b\u3048\u3070\u5e74\u522915\uff05\u306e\u501f\u5165\u3092\u62b1\u3048\u3066\u3044\u308b\u3068\u3001\u6295\u8cc7\u3067\u305d\u308c\u4ee5\u4e0a\u306e\u5229\u56de\u308a\u3092\u51fa\u3059\u306e\u306f\u73fe\u5b9f\u7684\u306b\u96e3\u3057\u304f\u3001\u7d50\u679c\u7684\u306b\u30de\u30a4\u30ca\u30b9\u306b\u306a\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>\u501f\u5165\u3092\u6e1b\u3089\u3059\u3053\u3068\u3067\u3001\u6bce\u6708\u306e\u652f\u51fa\u304c\u8efd\u304f\u306a\u308a\u3001\u5c06\u6765\u7684\u306b\u6295\u8cc7\u3084\u8caf\u84c4\u306b\u56de\u305b\u308b\u304a\u91d1\u304c\u5897\u3048\u3066\u3044\u304d\u307e\u3059\u3002<\/p>\n<p><span style=\"text-decoration: underline;\">\u7121\u7406\u306e\u306a\u3044\u7bc4\u56f2\u3067\u8fd4\u6e08\u3068\u540c\u6642\u306b\u5c11\u984d\u306e\u7a4d\u7acb\u3082\u7d9a\u3051\u308b\u3053\u3068\u304c\u3067\u304d\u308c\u3070\u3001\u5bb6\u8a08\u306e\u30d0\u30e9\u30f3\u30b9\u304c\u6574\u3044\u3001\u8001\u5f8c\u8cc7\u91d1\u3065\u304f\u308a\u306e\u57fa\u76e4\u304c\u4f5c\u308c\u307e\u3059\u3002<\/span><\/p>\n<h3>\u7126\u3063\u3066\u30cf\u30a4\u30ea\u30b9\u30af\u306a\u91d1\u878d\u5546\u54c1\u306b\u624b\u3092\u51fa\u3055\u306a\u3044<\/h3>\n<p>\u300c\u8001\u5f8c\u8cc7\u91d1\u304c\u8db3\u308a\u306a\u3044\u300d\u3068\u7126\u3063\u3066\u3001<span style=\"color: #ff0000;\"><b>\u30cf\u30a4\u30ea\u30b9\u30af\u30fb\u30cf\u30a4\u30ea\u30bf\u30fc\u30f3\u306e\u6295\u8cc7\u306b\u624b\u3092\u51fa\u3059\u306e\u306f\u5371\u967a<\/b><\/span>\u3067\u3059\u3002<\/p>\n<p>\u7279\u306b\u3001\u4ed5\u7d44\u307f\u304c\u8907\u96d1\u3060\u3063\u305f\u308a\u3001\u300c\u5fc5\u305a\u5132\u304b\u308b\u300d\u300c\u9ad8\u914d\u5f53\u4fdd\u8a3c\u300d\u306a\u3069\u3068\u3046\u305f\u3046\u6295\u8cc7\u8a71\u306b\u306f\u6ce8\u610f\u304c\u5fc5\u8981\u3067\u3059\u3002<\/p>\n<p>\u6295\u8cc7\u521d\u5fc3\u8005\u306f\u3001<span style=\"text-decoration: underline;\">\u4ed5\u7d44\u307f\u304c\u308f\u304b\u308b\u3082\u306e\u30fb\u5b9f\u7e3e\u304c\u3042\u308b\u3082\u306e\u3092\u9078\u3076\u306e\u304c\u57fa\u672c<\/span>\u3067\u3059\u3002<\/p>\n<p>NISA\u3084iDeCo\u306a\u3069\u3001\u9577\u671f\u3067\u5b89\u5b9a\u7684\u306b\u5897\u3084\u305b\u308b\u5236\u5ea6\u3092\u6d3b\u7528\u3057\u306a\u304c\u3089\u3001\u5c11\u3057\u305a\u3064\u6295\u8cc7\u306b\u6163\u308c\u3066\u3044\u304f\u65b9\u304c\u5b89\u5168\u3067\u3059\u3002<\/p>\n<p>\u7591\u554f\u304c\u3042\u308b\u3068\u304d\u306f\u3001\u5c02\u9580\u5bb6\u3084\u4fe1\u983c\u3067\u304d\u308b\u60c5\u5831\u6e90\u306b\u76f8\u8ac7\u3057\u3001\u7d0d\u5f97\u3067\u304d\u308b\u7bc4\u56f2\u3067\u59cb\u3081\u307e\u3057\u3087\u3046\u3002<\/p>\n<h3>\u77ed\u671f\u30fb\u4e00\u62ec\u30fb\u96c6\u4e2d\u6295\u8cc7\u3092\u907f\u3051\u308b<\/h3>\n<p>\u300c\u77ed\u671f\u9593\u3067\u4e00\u6c17\u306b\u5897\u3084\u3057\u305f\u3044\u300d\u3068\u601d\u3063\u3066\u3001<span style=\"text-decoration: 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